Social Security & You: Don't fret over benefits starting date
One little bit of clarification: Social Security eligibility always goes by month, not by days. For example, if you were born on Jan. 21, 1958 — meaning your full retirement age is 66 and 8 months, and that’s when you want your benefits to begin — you don’t indicate Sept. 21, 2024, as your eligibility date. You simply indicate September 2024.